Well, last week I couldn't get into my checking account online. When I spoke to the Rep. she said that the account was frozen. My husband has a separate account at a credit union and we have an account together (not a credit union). I would make a transfer from the credit union to the regular account online, then two days later I would do it again and then withdraw to deposit what I have transferred originally. The reason I did that was that I had no time to deposit my paycheck due to the bank closing before I could get there. Well the credit union requested my regular bank to put a freeze on the account. Did I commit fraud? I have always done this in the past. However, this time I had to do it more than two times during the same week. Can anyone tell me anything about this? Oh and no the amount in the credit union account was not enough to cover the transfer. Only serious answers! (This has put me in a hole more than the amount of the original transfer, I already figured out this was an obviously dumb thought)|||It looks like (to them) you are doing fraud by transferring back and forth. Why not set it up as a direct deposit transfer. Can your work directly deposit your check? See what they can do for you rather than you having to do all these transfers.|||"account was not enough to cover the transfer."
If you didn't have the money, why did you attempt the transfer?|||What does a "freeze" mean? Did you get slapped with a tax lien? Close the account and don't put any more money in it? Did you have insufficient funds? Didn't you get any kind of notice or letter in the mail?
GO INTO THE BANK AND FIND OUT WHY YOU HAVE NO ACCESS TO YOUR OWN FUNDS IN THAT ACCOUNT!. If you have direct deposit, go to your employer and stop it right away! If it's a tax lien, they can drain any other account you have. Make sure hubby has own separate accounts, (maybe start new one) that they can't touch.
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