I just recently got my first banking account, a checking account, and when I signed up for it my mom told me to make her the co-applicant so I can get it approved faster. And it did get approved really fast but I'm just wondering what exactly does it mean to be a co-applicant? Like does my mom find out then every time I buy something with my debit card, or withdraw, or deposit, etc.?|||Fortunately they are not like texting her everytime you buy something. She probably has all legal right to get access to information about every transaction that is made on the account, so its primarily a matter of how nosy is she and how much do you have to hide.
Its not much to worry about and its a great thing that you have one now. Keep up the responsible stuff like this and you'll go far.
John
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