Why do I have a negative balance on my bank account?

I was told the last time that I deposited a check that there was a negative balance on my account. However, I have not used my card to pay for anything this year but instead have only withdrawn cash from my account to pay for what I need. Does anyone know how I could have a negative balance when I'm only paying with cash? Thanks for the help.|||Are you kidding here??


I can't be overdrawn, I STILL HAVE CHECKS.|||Yes you took out more money then you had. You need to keep track of deposits and withdrawals


If account falls below the limit fees are imposed. Sit with an account manager and learn how your account works|||You need to go back and reconcile your bank account to your check register for every month since the last time you reconciled your bank account. I think you'll probably find bank charges each month. You may also have math errors in your check register.|||Check and see if you had any monthly fees on the account--that could account for the difference.|||It seems you have big negative amount in your account. When you deposited cheque ( I assumed small amount) that will compensate your negative account. i.e It make your overdraft limit reduced ( for example if your overdraft limit 拢500 %26amp; you paid 拢200 so your account is still 拢300 negative), Now if you withdraw case it will take more in to negative. Better you speak to bank then they can explain.Every situation is different.|||You spent money you don't have. You have not been paying enough attention to your bank balances, deposits and withdrawals. Review your bank statements, especially checking the bank's charges for monthly fees, ATM fees, %26amp; overdrafts, etc. You are probably forgetting to record these as you go.





Pay up and get a positive balance in your account, then track each transaction and keep a running record of your transactions and balances.